Farmers make decisions based on economics.  Fertilizer is a major cost of crop production.  Although Best Management Practices (BMPs) can help farmers reduce fertilizer rates, cut costs and improve stewardship, they are not widely adopted.

Fear of yield loss is a primary reason producers do not follow these BMPs.  The extra fertilizer applied by producers has served as "insurance" against yield loss when heavy rains wash fertilizer from fields, or when bumper crop conditions call for extra nutrients.  

Excess fertilizer can be a significant source of surface water and groundwater pollution.  AGFLEX programs provide an economic safety net for farmers who follow BMPS.

AGFLEX Programs Solve the Risk Dilemma
AGFLEX programs provide protection from yield loss when a producer applies a rate of fertilizer (nitrogen, phosphorus or potassium) recommended as an approved BMP for corn.

Here's how the program works.  First, an AGFLEX-approved certified crop consultant recommends a fertilizer rate conforming to BMPs developed by state agencies where the acreage is located.  The producer applies the rate of fertilizer specified in the BMP, and his or her usual amount on a check, or comparison strip.

At crop maturity, if the producer believes yield is low because of insufficient fertilizer, he or she can request a formal assessment.  A professional then compares the yield on the check strip to the yield on a directly adjacent portion of the field.  If the difference in the yield is greater than the savings in fertilizer, the producer is compensated.

AGFLEX is currently developing programs for increasing adoption of corn nutrient BMPs and conservation tillage.

AGFLEX programs can help your organization meet its goals of reducing nutrient pollution and improving farm economics.  Learn how your agency can support farmer adoption of BMPs through these unique programs by contacting Agflex.  For an example of potential savings in fertilizer rates and costs, see savings.

Note: AGFLEX is a commercial service company. AGFLEX is not an insurance company, nor an insurance agent. AGFLEX does not offer nor sell insurance or provide insurance advice. AGFLEX and COST CUTTER services are not covered under any state insurance guaranty fund. The AGFLEX service is only part of a grower’s comprehensive crop management program which may also include the purchase of state or federal crop insurance from a licensed and authorized insurance agent.